Citi Nights is a perk supplied by the Citi Strata Elite℠ Card that permits holders to earn extra factors at eating places by eating on weekends. “Citi Nights” refers particularly to the interval from 6 p.m. Friday to six a.m. Saturday, and once more from 6 p.m. Saturday to six a.m. Sunday (Jap time), throughout which cardholders earn 6 factors per $1 spent at eating places once they use their Citi Strata Elite℠ Card.
Citi Nights: The way it works
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Citi Nights is a perk supplied solely to holders of the Citi Strata Elite℠ Card. In actual fact, the $595-annual-fee card is the primary Citi card to supply cardmembers the flexibility to earn elevated rewards on eating this fashion. With the profit, cardholders earn 6 ThankYou factors for each $1 spent at eating places, together with restaurant supply companies, for purchases approved between 6 p.m. Friday and 6 a.m. Saturday, in addition to 6 p.m. Saturday and 6 a.m. Sunday (all occasions ET).
Outdoors of those time frames, cardholders earn 3 factors per $1 on eating.
You don’t have to enroll in or activate the Citi Nights profit, however you have to use your Citi Strata Elite℠ Card to earn the elevated fee. Moreover, your eligibility relies on what time your restaurant buy is allowed, not posted. So for instance, if you happen to pay for dinner at 7 p.m. on a Friday throughout the Citi Nights timeframe, however your transaction isn’t processed or posted to your account till Monday, your buy will nonetheless qualify for the elevated fee. Equally, if you happen to make a purchase order exterior of the eligible timeframe, even when it posts throughout Citi Nights, it gained’t qualify for 6x again.
Be aware that Citi ThankYou factors are value 1 cent every when redeemed for journey via Citi. Nonetheless, with the Citi Strata Elite℠ Card, they’re value solely 0.75 cent every when redeemed for money again. Level values range for different redemption choices, together with for present playing cards, charitable donations and on-line purchasing at eligible retailers. You can too switch your factors to Citi’s a number of lodge and airline companions, usually at a 1:1 ratio.
Full checklist of Citi switch companions
Switch ratios will range relying on which card you’ve got.
Aeromexico (1:1 or 1:0.7 ratio).
American Airways (1:1 or 1:0.7 ratio).
Air France/KLM (1:1 or 1:0.7 ratio).
Asia Miles (1:1 or 1:0.7 ratio).
Avianca (1:1 or 1:0.7 ratio).
Emirates (1:0.8 or 1:0.56 ratio).
Etihad (1:1 or 1:0.7 ratio).
Eva Air (1:1 or 1:0.7 ratio).
JetBlue (1:1 or 1:0.7 ratio).
Qantas (1:1 or 1:0.7 ratio).
Qatar Airways (1:1 or 1:0.7 ratio).
Singapore Airways (1:1 or 1:0.7 ratio).
Thai Airways (1:1 or 1:0.7 ratio).
Turkish Airways (1:1 or 1:0.7 ratio).
Virgin Atlantic (1:1 or 1:0.7 ratio).
Accor Dwell Limitless (2:1 or 2:0.7 ratio).
Alternative Resorts (1:2 or 1:1.4 ratio).
The Main Resorts of the World (5:1 or 5:0.7 ratio).
Most popular Resorts & Resorts (1:4 or 1:2.8 ratio).
Wyndham (1:1 or 1:0.7 ratio).
Virgin Purple (1:1 or 1:0.7 ratio).
Is that this a superb deal?
It’s uncommon to discover a card that provides as excessive as 6x again for eating, because the Citi Strata Elite℠ Card does throughout Citi Nights. However exterior of that sliver of weekend time, the cardboard will get you solely 3x again. Some playing cards can earn as much as 4 or 5x on eating always.
As an illustration, the American Categorical® Gold Card earns 4 Membership Rewards factors per $1 spent at eating places on as much as $50,000 in purchases per yr. Plus, the cardboard comes with a $120 annual eating credit score (doled out in month-to-month $10 credit) that may be utilized towards purchases made with choose companions: Grubhub, 5 Guys, The Cheesecake Manufacturing facility and extra. Cardholders additionally stand up to $100 in annual Resy credit score ($50 semi-annually) after enrolling and making eligible purchases at U.S. eating places on the Resy app or on Resy.com. Enrollment required. The cardboard costs a $325 annual charge. Phrases apply, see charges and charges.
