Most premium journey bank cards supply added advantages at choose accommodations whenever you guide via the cardboard issuer’s journey portal.
Complimentary breakfast for 2 individuals.
$100 property credit score towards eating, spa providers or different on-site actions. (Choose all-inclusive properties have a $200 property credit score.)
Room improve at check-in (when out there).
Early check-in and late checkout (when out there).
Potential to earn factors and elite nights within the lodge’s loyalty program.
These added advantages can enhance a lodge’s prices, so usually, you’ll be able to anticipate to pay extra. However precisely how way more?
To higher perceive what you’re paying for these perks, NerdWallet in contrast the costs of 94 luxurious properties in 42 worldwide locations when reserving via The Edit versus every property’s direct member charge. (A member charge is the extra favorable charge you will get when reserving via a lodge loyalty program.)
We discovered that, on common, reserving with Chase was 7.8% dearer, costing vacationers a median of $83 extra for an equal two-night keep. Which means you’d must get at the very least $83 in worth (on common) from the added perks to justify reserving via The Edit.
However that’s not the entire story. The information is very variable, and 28% of the time (at 26 of 94 properties) it was really the identical worth or cheaper to guide via The Edit. In these cases, you’d get all the additional perks at no additional cost, and you may very well get monetary savings.
Reserving via The Edit could be a whole lot — relying in your charge
NerdWallet checked out costs at 94 properties when reserving a room instantly with the lodge and reserving the identical room via The Edit. In every case, the bookings have been for 2 nights with the identical cancellation phrases. We checked out each unbiased properties and accommodations aligned with main loyalty packages. What we discovered:
At most accommodations within the examine, it was dearer to guide via The Edit than instantly. That was the case at 68 out of the 94 properties. However reserving via The Edit was cheaper at 17 properties. At 9 properties, the value was the identical.
“By way of The Edit, our pricing is the speed offered to us by the lodge,” stated a Chase spokesperson by e-mail when contacted for remark, including that Chase does not mark up that charge.
On common, you’d must get at the very least $83 in worth from The Edit advantages to interrupt even. However the big selection of information means the calculus isn’t so simple. Among the many 68 accommodations the place it was dearer to guide via The Edit, the common worth distinction was $125. Among the many 17 the place it was cheaper to guide via The Edit, the common distinction was $36.
Marriott and Hyatt properties charged essentially the most, on common, in contrast with reserving direct. Throughout 25 Marriott properties we reviewed, you’d pay $140 extra, on common, to guide via The Edit. And throughout the 17 Hyatt accommodations within the examine, you’d pay $137 extra, on common.
However there’s a giant unfold inside these teams, too. Amongst Hyatts, for instance, it was $357 extra to guide the Hyatt Paris Vendome via The Edit, however solely $31 extra for the Park Hyatt Dubai. Which means you’ll must do much less psychological math to come back out forward in Dubai versus Paris.
Loyalty program
Variety of accommodations in examine
Common value distinction when reserving via The Edit (vs. direct)
Accor Reside Limitless
5.
+$37.
Hilton Honors
2.
+$15.
World of Hyatt
17.
+$137.
IHG Rewards
12.
+$75.
Marriott Bonvoy
25.
+$140.
Different
33.
+$26.
Complete
94.
+$83.
The most effective values inside The Edit have been accommodations not affiliated with a serious loyalty program. 9 of the 33 accommodations on this class — which included properties affiliated with smaller loyalty packages, or none in any respect — have been priced precisely the identical as for those who booked direct. At such properties, you’re successfully getting all of The Edit advantages without cost by reserving via The Edit.
It’s all the time a good suggestion to match charges earlier than reserving. As a result of The Edit charges fluctuate so broadly in contrast with direct charges, it is best to do a fast worth comparability earlier than you guide via The Edit to know the way a lot the extra advantages are costing you.
Valuing The Edit advantages
Whether or not it is best to pay extra for accommodations in The Edit will depend on the way you worth the advantages, which is able to rely in your journey habits and the place you’re going.
For instance, a room improve may very well be $50 at some properties and $200 at others. A complimentary breakfast in an costly metropolis may be extra helpful than breakfast in a less expensive metropolis. Or possibly you’ll spend the $100 property credit score on fancy cocktails and appetizers that you simply in any other case wouldn’t have bought.
An actual-world instance in New York Metropolis
For example how the worth of The Edit perks can play out in observe, right here’s an instance from a latest journey I took to New York Metropolis.
In October 2025, I booked a two-night keep at The Thompson Central Park, a World of Hyatt property and a part of The Edit. The room worth via The Edit was $1,366, or $213 greater than it might have value to guide via Hyatt ($1,153).
However that additional $213 was properly value it due to the worth I placed on the advantages, together with:
Semiannual credit score: $250. To entry The Edit assortment, you want a Chase Sapphire Reserve® card, which provides cardholders two semiannual $250 credit in direction of a pay as you go room charge for stays of two nights or extra. I wanted a room anyway and didn’t must exit of my approach to make use of the credit score, so I valued this profit at $250 off my room charge.
🤓 Nerdy Tip
You may stack the $250 credit score with factors whenever you guide a money and factors redemption with Chase Final Rewards® via the portal. Every property in The Edit that we checked out certified for Chase’s Factors Enhance pricing, permitting you to stand up to 2 cents every to your Chase Final Rewards® factors (nearly as good because it will get).
Room improve: $100. At check-in, we obtained an improve to an even bigger room on the next flooring. Resort rooms in New York Metropolis may be small, so this was a pleasant improve. Nonetheless, we booked this property for its location and did not plan to spend a lot time within the room. So though this room was priced at $400 greater than we had booked all through our keep, I valued the improve at simply $100.
Complimentary breakfast for 2 (two days): $60. I get it — New York is de facto costly. Whereas the lodge breakfast was nice, the $120 credit score every morning for 2 individuals coated a few lattes, sausage, eggs and potatoes. I might by no means take into account paying that. As an alternative, I might have gotten a bagel and low down the road for round $30 for 2 individuals, or $60 over the 2 breakfasts. Be aware that you probably have the correct elite standing, it’s possible you’ll already get free breakfast, which may make this profit value $0 for some.
$100 property credit score: $50. This coated two cocktails and one appetizer, plus tip. Actually, we used the credit score simply because it was there. With out the credit score, we’d have discovered a avenue scorching canine and an Irish pub. So I’ll worth this at $50. When you would wine and dine on the lodge or use the spa anyway, you may give it the total $100 worth.
Chase Final Rewards® earned via Chase’s journey portal. $161. The Chase Sapphire Reserve® earns 8 factors per greenback whenever you guide journey via The Edit. After subtracting the $250 credit score from the whole, this journey earned me 8,928 Chase Final Rewards®. NerdWallet values Chase factors at 1.8 cents every, making these factors value round $161.
In complete, that’s a worth of over $600 I placed on the advantages obtained throughout the keep, which greater than makes up for the premium of reserving via The Edit. On this scenario, I’m completely effective paying extra for advantages I do know I’ll use.
Must you guide via The Edit?
The reply is: It relies upon. It’s best to all the time examine the value of reserving instantly with the lodge versus via a third-party. Primarily based on our information, you’ll normally pay extra upfront for these advantages whenever you guide via The Edit. That may make sense to your scenario, however it is going to rely upon how a lot you worth the added perks.
Usually, it is best to guide direct for those who don’t need to prepay for perks throughout your keep, or need to keep away from a intermediary. Chase’s journey portal is equal to reserving via different third events, which might add a level of complexity if it is advisable to change or cancel your reservation.
It’s best to guide via The Edit for those who worth added perks and advantages. When you’re planning a romantic getaway and don’t plan to depart the lodge a lot, a room improve with a $100 property credit score might present higher worth than for those who’re not planning to spend a lot time on the lodge.
Simply perceive that you simply’re usually paying extra to your room via The Edit. When you’ll get extra worth out of the advantages than the fee distinction of reserving direct, go for it. However for those who’d relatively pay much less upfront, it is best to usually guide direct.
Costs have been primarily based on marketed charges throughout Chase’s journey portal in addition to reserving instantly with the lodge chain utilizing its member charge, when relevant, for two-night lodge stays with comparable cancellation insurance policies. Charges have been primarily based on rooms with check-in dates 90 days out from when the information was pulled. Costs are inclusive of all taxes and charges.
